Buying your first home is one of the most exciting times in your life… or at least it should be. It’s a huge step and for those who are prepared, it can be relatively stress free. Owning your own home builds great opportunities for the future. It’s a foundation for you and your family to build and grow. It’s more than a home. Owning real estate is a safety net and one of the most secure investments you’ll ever make.

So, where do you start on this journey? With Simply Wealth, our expert investment advisors and mortgage brokers work seamlessly alongside you through every detail, from the first introductory phone call to when you put your keys in the lock of your brand new home.

We provide choices for you. There’s no cookie-cutter approach, or one-size-fits-all borrowing. We have access to the largest number of options all across Victoria, and we’re at your side to help you select what’s best for you.


In coordination with our specialised brokers we work out what you can easily afford before we even consider the property purchase. During this important step your personal financial situation will be taken into account and the best, most comfortable solution will be found for you. Our brokers are accredited and have direct access to financing institutions. Get approved faster!


With the $15,000 HomeBuilder Grant and First Home Owner grants, you could receive up to $35,000! Click below to review eligibility requirements for the grants, and talk to us to find out more on how to apply.

  • Be an Australian citizen aged 18 years or older and be an individual, not a company or trust. BOTH PARTNER BUYING TOGETHER MUST BE CITIZENS.
  • Be on an income of less than $200,000 for couples, and $125,000 for singles.
  • Be spending between $150,000 and $750,000 on a renovation for a home that has been previously valued at less than $1.5 million.
  • Be building a new home worth less than $750,000 (this includes land value).
  • Crucially, the tax-free grant will apply to all owner-occupiers – not just first home buyers.
  • All dwelling types (house, apartment, house & land package, off the plan, etc) will be eligible under the HomeBuilder scheme.
  • The scheme will not apply to owner-builders or those who are planning to build a new home or renovate an existing home as an investment property.
  • The grant also cannot be used for additions to the property that are not connected to the home, such as swimming pools, tennis courts, outdoor spas and saunas, sheds or garages.
  • The grant will be offered for contracts entered into between 1 January 2021 and 31 March 2021. Construction must begin within three months of the contract date to be eligible.
  • The program will be uncapped but the government expects it will cost $680 million, which roughly equates to around 27,000 grants.
  • HomeBuilder complements existing state and territory First Home Owner Grant programs, stamp duty concessions and other grant schemes, as well as the Commonwealth’s First Home Loan Deposit Scheme and First Home Super Saver Scheme1
  • You must be at least 18 years of age.
  • You must be an Australian citizen or permanent resident (or applying with someone who is).
  • You or your spouse must not have previously owned property in Australia that you have lived in. (You can own an Investment Property and still get the Grant if you bought it after July 1, 2000 and have not lived in it yourself)
  • You must be buying or building a brand new home.
  • The value of the home including land is less than $750,000.
  • You must reside in the home, for which the Grant is claimed, as your principal place of residence within one year after the eligible transaction for that home is completed.
  • And you must remain in continuous occupation in that home for a period of at least six months.

  • If you are eligible for the FHOG and the home you are buying is in regional Victoria, you will receive $20,000. If the home is not in regional Victoria, the grant is $10,000. The home must be less than five years old to be eligible for the FHOG. 
* Amounts and requirements of First Home Owners Grant will vary by state

Property & Land Acquisition

We make this step really easy as we have done all the leg work for you. Our property acquisition team is specialised to source the right property for you considering the location, capital growth, existing and future amenities, infrastructure and demography. This process helps you generate enough equity faster to assist you to have your next property purchase in a couple of years. 

Deposits as low as $20,000.

It’s not too good to be true. Stop paying rent, and take advantage of government grants, and deposits as low as 5% or $20,000 down payment.

Access to 40+ Lending Partners.

We’ll do the work of searching for the best interest rates and borrowing options for you.



Full Turn-Key Inclusions

Fixed Site Cost

6 Star Energy Rating

Full Turn-Key House & Land

Front & Rear Landscaping

Caesarstone Benchtop Throughout

Colorbond Roofing

You’ve Made it!

Premium inclusions comes in as standard to enjoy in your new home


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