Australiaโs investment property market is running hot โ and regulators are starting to take notice. Investor borrowing has surged past $40 billion in the September quarter as rates ease, housing values rise, and rental demand stays sky-high.
Experts warn the rapid growth is pushing close to APRAโs monitoring threshold, raising the possibility of new lending restrictions if momentum continues.
Whatโs Driving the Surge?
Falling interest rates boosting borrowing power Strong rental returns attracting investors Tight rental markets lifting demand Most lending flowing to established homes, not new builds
Why It Matters:Analysts say unchecked investor growth could fuel further price rises โ and potentially increase financial risks if rates climb again. APRA may consider macroprudential controls similar to 2014โ17 if trends continue.
What This Means For You:Whether you’re an investor or first-home buyer, the market is shifting fast. Understanding the landscape now can help you stay ahead โ or secure opportunities before conditions tighten.
Read the full story: https://www.mpamag.com/…/regulators-urged-to-act…/556599
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